Payday Lenders Review http://paydayloans4me.com Payday Loans Review Wed, 23 Oct 2013 22:30:45 +0000 en-US hourly 1 http://wordpress.org/?v=3.9.2 Why Bad Credit Payday Loans Get Approved So Fast http://paydayloans4me.com/payday-lenders/why-bad-credit-payday-loans-get-approved-so-fast http://paydayloans4me.com/payday-lenders/why-bad-credit-payday-loans-get-approved-so-fast#comments Fri, 29 Jun 2012 15:01:21 +0000 http://d1578528.u299.pipeten.co.uk/?p=714 Well, that a good question. The main answer is that lenders usually do not run a credit check and they are willing to take the risk and approve the loan for a bad credit borrower while compensating for that risk by providing a high interest loan to the borrower.

 

Learn more about fast Bad Credit Payday Loans in the following recent article published on eZine:

 

Why Payday Loans With Bad Credit Are So Simple to Have Approved

by Mary Wise

Anyone seeking funds fast, but with a low credit score to their name, generally believe the odds are against them. But this is not actually the case, with approvals on payday loans with bad credit amongst the easiest to get.

The reasons why are not difficult to understand, but as with all matters financial, there are some conditions that need to be kept in mind. These loans are also the best option when it comes to getting fast approval, not through the generosity of the lenders but because the deal is only based on an upcoming paycheck.

So, as long as the monthly salary of the applicant is large enough to cover the full debt, there is little reason for the lender to reject the application. However, there are compromises that need to be made in order to secure payday loans too.

Why Approvals Are So Quick

Most lenders who are willing to accept applications for payday loans with bad credit show a distinct lack of interest in the credit rating anyway. In fact, they usually carry out no credit checks at all.

This obviously creates a certain amount of risk for the lender, but from the point of view of the applicants, it dramatically increases the chances of getting fast approval. With no time spent checking out names, figures and dates, the lender is free to make an immediate decision.

The result is that most lenders offering payday loans are able to provide approval and then deposit the funds into the account of the applicant within 24 hours. This means that such loans are highly effective when help in handling unexpected bills or financial emergencies

Limited Loans, Maximum Interest

Of course, nothing is perfect and when it comes to seeking payday loans with bad credit, there are some points that should be taken onboard before a decision is taken. The two most important are that loans are quite limited in size, and that the interest typically charged is very high.

Usually, getting fast approval can rest partly on the size of a loan being small. This is certainly true here, with loans ranging from $100 to $1,500. This means that such financing is ideal for dealing with specific financial needs, like the payment of a medical bill.

Interest rates associated with payday loans can be as high as 30%, depending on the lender and the terms they have laid down for applicants. Over 24 months, the interest paid on a $1,500 loan would be higher than the $300 or so to be paid over 30 days.

Advantages of These Loans

Of course, because the fast access to vital funds, the provision of payday loans with bad credit is certain to attract interest. However, there are some other advantages to consider, not least the long-term effect on a credit score.

Because the loan is repaid so quickly, benefits can be felt with regards future loan applications. This is because with each loan fully repaid, the credit score is adapted to reflect the matter. This means that the credit score of the borrower can have improved so much that interest rates may plummet.

Getting fast approval, therefore, is beneficial in almost every way, providing a chance for the lender to greatly improve their financial status. And while the repayment schedule can be just 30 days, creating pressure to repay loans each month, the fast repayment means that as many as 5 or 6 payday loans can be taken out over the course of the year.

Want to learn more about Guaranteed Bad Credit Personal Loans and Bad Credit Home Loans? Please suscribe to my channel.

Article Source: EzineArticles.com

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Payday Loan in Emergency Situation http://paydayloans4me.com/payday-lenders/payday-loan-in-emergency-situation http://paydayloans4me.com/payday-lenders/payday-loan-in-emergency-situation#comments Fri, 29 Jun 2012 13:02:29 +0000 http://d1578528.u299.pipeten.co.uk/?p=709 We all like to plan ahead by budgeting for the week, month or even further down the line. However, when you’re short on cash but you need to cover an unexpected expense, you may begin to consider alternative options to come up with the emergency cash you need.

Sometimes payday loans could be a solution for fast cash especially during emergency financial situations. Please read more about it in the following article published by paydayloansbitu and share with us your thoughts

 

Payday Loan Online Is a Quick Solution in Emergency Situation

 

“The new payday loan offered by http://www.paydayloansbitu.com/ may prove to be an interesting alternative for consumers that require quick cash and are not prepared for long verification procedures. A bank account and a verifiable source of income are …”

http://www.sfgate.com/business/prweb/article/Payday-Loan-Online-Is-a-Quick-Solution-in-3666612.php

 

 

Please leave your comment and share with us your experience in using payday loans and how it helped or not in emergency financial situations.

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CashNetUsa – Payday Loans http://paydayloans4me.com/payday-lenders/cashnetusa-payday-loans http://paydayloans4me.com/payday-lenders/cashnetusa-payday-loans#comments Wed, 09 Nov 2011 23:14:07 +0000 http://d1578528.u299.pipeten.co.uk/?p=472 CashNetUsa Payday Loans

CashNetUSA, since establishing its online presence, has quickly grown to be one of the largest online pay day lenders. CashNetUSA is today part of Cash America Intl. Inc. (NYSE: CSH) and a publicly-traded company, which is one of the largest payday lenders leaders in short-term lending.  Today, CashNetUSA over 31 U.S. states and keep growing.  Their cash advance services provide customers with loans ranging from $100 up to $1,500 to face immediate money needs such as car repairs, monthly bills or emergency medical expenses.

Main features:

  • 5-minute online cash advance application
  • Instant approval; , cash provided next business day
  • 24/7 customer service via phone, email or live chat
  • Less-than-perfect credit OK
  • No faxing or extra paperwork required
  • Payday loan services from the convenience of your home

 

Qualifying for our payday loans:

  • Have an active checking account
  • Have been employed for at least one month
  • Be a U.S. citizen or permanent resident
  • Be at least 18 years old

 

Loan Amount:  $100 – $1,500 

 

Repayment term:  

CashNetUSA  provides  a small number of loans and the loan repayment term may vary.

Payday Loans: Payday Loans are short-term loans with a small dollar amount of up to $1500 that are usually repaid on your next payday that falls between 8 to 31 days away. Cashnetusa has different terms per state.

Installment Loans: These  are medium-term loans that , usually attracts  a higher loan amount than payday loans. The installment loans offered are currently at the range of 443.42% APR.

Lines of Credit:  This is a loan option that provides more flexible funding and repayment options than other short-term credit products. Interest is charged on the scheduled principal balance that is outstanding each day at an interest rate of 299% APR.

 

Please comment on our payday loans review

 

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Double My PayDay Review – Payday Loans http://paydayloans4me.com/payday-lenders/double-my-payday-review http://paydayloans4me.com/payday-lenders/double-my-payday-review#comments Sun, 06 Nov 2011 18:06:58 +0000 http://d1578528.u299.pipeten.co.uk/?p=424 Double MyPayday LoansDouble My Payday is an online payday lender that allows you to apply online for and receive up to $1,500 in your bank account in less than a day.  Simply complete the fast two-minute online payday loan form (no fax payday loan documents are needed). Customers usually receive payday loan approval within a few hours of applying, and receive the cash advance loan via electronic transfer overnight  into their chequing account.

 

Main features:

  • Up to 1,500 in your back account as soon as tomorrow
  • Instant payday loan application result
  • All types of credit welcome
  • Secure and confidential

 

Qualifying for our payday loans:

  • Be currently employed or receive a regularly recurring income.
  • Monthly payday is at least $1000 if employed or $800 per month on a fixed i6ncome.
  • Your checking account receives direct deposit
  • 18 years or older

 

Loan Amount: $100 – $1500.

Repayment term:  

The fee for payday loan is $30 for every $100 borrowed.  Paycheck cash advance loans are usually due on your next paycheck date. Usually, the standard time for loan repayment is no less than seven (7) days and no longer than (eighteen) 18 days. Payday loan may also be paid back early without prepayment penalties.

Please comment on our payday loans review or Payday Lenders

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Cash Financial Express – Payday Loans http://paydayloans4me.com/payday-lenders/cash-financial-express http://paydayloans4me.com/payday-lenders/cash-financial-express#comments Sun, 06 Nov 2011 17:05:30 +0000 http://d1578528.u299.pipeten.co.uk/?p=420 Cash Financial Express - Payday LoansCash Financial Express is a well-known among payday lenders that provides payday loans up to $1500.  However state law limits the payday advances to amounts from $100 to $500, and loan amounts are determined by various other factors including your take home pay. Customers typically receive payday loans approvals within a few hours of applying, and usually receive overnight the loan advance via electronic transfer.

 

Main features:

  • No upfront fees
  • No credit check
  • No Employment versification

 

Qualifying for our payday loans:

  • Be currently employed or receive a regularly recurring income.
  • Monthly payday is at least $1,000 if employed or $800 per month on a fixed income.
  •  Your checking account receives direct deposit.
  • You’re 18 years or older

 

Loan Amount:  $100  – $1,500 .

Repayment term:  

The fee for payday loan is $30 for every $100 borrowed.  Paycheck cash advance loans are usually due on your next paycheck date. Usually, the standard time for loan repayment is no less than seven (7) days and no longer than eighteen (18) days. Payday loan may also be repaid early without prepayment penalties.

States not allowed: Alabama, Georgia, Maryland, New York, Maine

 

Please comment on our Payday Loan and Pdayday Lenders

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First Choice Capital Resources US – Payday Loans http://paydayloans4me.com/payday-lenders/first-choice-capital-resources-us http://paydayloans4me.com/payday-lenders/first-choice-capital-resources-us#comments Sun, 06 Nov 2011 16:42:00 +0000 http://d1578528.u299.pipeten.co.uk/?p=412 First Choice Capital ResourcesFirst Choice Capital Resources specialises in providing unsecured loans to persons who have been refused credit elsewhere.  First Choice Capital Resources is a brokage firm that will introduce you to an appropriate lender that may run a credit check for your payday loan request. Among our loan providers you will find payday loan and short term loan lenders, and cash loan lenders who are all specialists with the area of unsecured loans. Online applications are being accepted, and within just a few minutes you could be the recipient of an unsecured loan with a 60-month payment period.

 

Main features:

  • Unsecured instalment loans with payment terms up to 60 months
  • Auto loans
  • Help with existing debt problems
  • Mortgage relief
  • Flexible payments
  • Loans are approved in less than one hour

 

Qualifying for payday loans:

  • Valid ID (18 years or older)
  • Steady job/source of income
  • Chequing account
  • Direct Deposit
  • Valid email address

 

Credit check:  depend on the suggested lender

Payday Loan Amount: $100 – $2,500

Repayment term:  

First Choice Capital Resources provides just a few selected loan options that with repayment terms that may vary in interest rates. Our two main types of unsecure loans described below:

Installment loans : Your interest rate will vary depending upon which product you accept from the approved lender. The installment loans are currently ranges between 6% up to 25% APR.

Payday loans:   Interest payments on payday loans, cash loans and instant loans repayment range ranges from 20% up to 900% APR

Repayment term:  

Rate and repayment information is based on your personal eligibility for a loan and varies per customer and depend on the types of unsecure loans received.

Please comment on our payday loan review

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Payday one – Payday Loans http://paydayloans4me.com/payday-lenders/payday-one http://paydayloans4me.com/payday-lenders/payday-one#comments Sat, 30 Apr 2011 08:43:22 +0000 http://d1578528.u299.pipeten.co.uk/?p=232 PadayOne LoansPayDay One, an online loan pioneer established in 2001 as providing the first faxless loans, today guarangees emergency cash application needs are met around the clock with their instant approval process. Our approved loan proceeds are electronically deposited to your checking accounts the next business day. PayDay One, also which has one the highest customer satisfaction rates in the payday loan lender industry, specializes in providing funds to loan applicants on a 24-hour, 7-day week, 365 days per year. With the growing demand for payday loans, PayDay One grown exponentially and is now licensed as a certified lender in the following states: MD,TX, DE, KY, LA, MN, PA, RI, TN, IL, AZ, ID, MO, SD, UT, WI, and OH

 

Main features:

  • Fax-free loan process
  • Instant approval; cash provided next business day
  • 24/7 customer service via phone, email or live chat
  • Friendly customer service
  • Fax-free loan process
  • Low credit scores are no problem

 

Qualifying for our payday loans:

  • Have an active checking account
  • Have been employed for at least 1 month
  • Be a U.S. citizen or permanent resident
  • Be at least 18 years old

 

Loan Amount:  $100 – $1500

 

Repayment term: 

PayDay One loans repayment terms may very from one state to another, however, all payment changes must be made by 4:00 p.m. Central Time, the banking day before your scheduled due loan disbursement date.

  • Pay your loan in full (this is what will happen if you do not make changes to your scheduled payment)
  • Refinance your loan and pay just the interest and fees �?you may use this option up to four times*
  • Refinance your loan, pay the interest and fees plus 10% towards the principal �?you may use this option until the loan balance is paid off

Please comment on our payday loans review

 

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60 Minute payday – Payday Loans http://paydayloans4me.com/payday-lenders/60-minute-payday http://paydayloans4me.com/payday-lenders/60-minute-payday#comments Sat, 30 Apr 2011 07:42:53 +0000 http://d1578528.u299.pipeten.co.uk/?p=219 60MinutePayday Loan60 Minute Payday is a matching service for a network of trusted cash advance and Payday Lenders. While 60 Minute Payday is not a lender and does not lend money, they try to identify a lender that wants to work with you based on your personal criteria and requested payday loan amount. Once you have completed 60 Minute Payday loan application, they will search for the best lender and if approved, a lender will make an offer to you within minutes of you completing an payday loan application.  

 

Main features:

  • No credit checks
  • Cash as fast as 1 hour!
  • Secure and safe
  • Instant approval
  • Confidential

Credit check:  depend on the suggested lender

 

Qualifying for payday loans:

  • Current employment (or receive regular income)
  • Make at least $1000/month
  • Be 18 years of age or older and a U.S. citizen
  • Have checking or savings account with direct deposit.

Repayment term:  

Rate and repayment information is based on your personal eligibility for a loan and varies per customer. Rate may vary by state, applicant information and lenders.  For example, loan of a $100 for 14 days could cost $25.00 in fees with an APR of 651.79%. The total amount to payback could be $125.00.

Loan Amount: You can borrow between 30-50% of your net pay, up to $1,000 instantly.

States excluded: Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a payday loan

Please comment on our Payday Loan  and Pdayday Lenders

payday loans

payday loans

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Ameriadvance http://paydayloans4me.com/payday-lenders/ameriadvance http://paydayloans4me.com/payday-lenders/ameriadvance#comments Sat, 30 Apr 2011 06:56:29 +0000 http://d1578528.u299.pipeten.co.uk/?p=213 AmeriAdvance is a payday loan broker that specializes in emergency cash loans disbursements.  As a recipient of the coveted TRUSTe’s Privacy Seal award, AmeriAdvance has signified that it’s a top rate service provider that follows a very strict privacy policy when issuing payday loans to applications. AmeriAdvance offers an easy two-step application process that takes no more than three minutes to complete. The application process is secure, and is available 24 hours a day. However, before you can successfully access a payday loan through Ameriadvance, you’ll be required to, if you don’t already have one, a checking account that received direct deposits. On the other hand if you already have a checking account, do make sure it facilitates direct deposits. This helps you to securely get your cash loan in the time frame you need it.

 

Main features:

  • No credit checks
  • Cash as fast as one hour!
  • No Fax Payday Loans
  • Secure and safe
  • Instant approval
  • Confidential

 

Qualifying for our payday loans:

  • Valid ID (18 years or older)
  • Steady job/source of income
  • Chequing account
  • Direct Bank Deposit
  • Valid email address


Loan Amount: $100 -$1500

APR of 651.79%.

Repayment term:  

It can range from $25 to $30 per $100. Payday loans fees are very competitive and are also consistent with the entire applicable condition and Federal Laws

payday loans

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Get a payday loan in a hurry http://paydayloans4me.com/payday-lenders/get-a-payday-loan-in-a-hurry http://paydayloans4me.com/payday-lenders/get-a-payday-loan-in-a-hurry#comments Tue, 05 Apr 2011 17:43:58 +0000 http://d1578528.u299.pipeten.co.uk/?p=90 Payday Loans in 2 Easy Steps

Get Your Money Today

Immediate online approval

  • NO FAXING
  • NO CREDIT CHECKS
payday loans

1. Apply For A quick Cash Loan With Our Online Application Form

2. Check Your Bank Account! Money ‘N’ Run is the expert in fast cash loans.

Our 100% online confidential and secure application can get you the cash loan you need today.

You know longer have to wait in line at the bank or borrow money from friends.

When you need cash we can get you the money you need in 2 quick easy steps.

payday loans

AmeriAdvance.com provides access to quick cash loans via the internet.

Our service is tailored to fit the needs of people who need extra cash and need it quickly.

We offer up to $1500 with no credit check and in many cases, there is no need to fax your information.

Our secure application is available 24 hours a day.

At AmeriAdvance.com, you do not need to go to a bank and wait in line.

Set your bank account up with direct deposit so you can securely get your cash loan deposited in the time you need it.

payday loans

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